Do you make contributions to a plain old Health Savings Account??

Turn your HSA account into a Health Investment Account direct with either Fidelity or using to access an Ameritrade self-directed brokerage account w/ access 13K Mutual Funds. HSA is a ROTH IRA on steroids with a Triple Tax Savings. Contributions are pre-tax, money gains grow tax free, and money is withdrawn tax free for qualified medical expenses.

HSA Investment Fact Sheet

  • 2021 Max Contribution Limits: $3,600 Individual $7,200 Family. Money rolls over every year

  • A growing number of Americans are now participating in HSAs---some 26.3 million, up from just 1.5 million in 2005

  • Only 6% of HSA accounts are being used to maximize their earnings potential

  • Contributions are 100% tax deductible for Federal; a 25% Income Tax Rate would save an individual $887 a year

  • Growth on gains @10 % in a mutual fund over 20 Years contributing annual max grows to $226,000 for an individual

  • Growth on gains @10 % in a mutual...


At Cherry Creek Health Insurance Specialist our greatest strength, the thing that "separates us from the pack" is our network of exclusive partnerships, the largest of which is with Healthcare Solutions Team. Read on to find out why we chose HST and how YOU can JOIN A MOVEMENT TODAY!

At Healthcare Solutions Team, our agents are the bedrock of our business. As such, we take our time to select the finest agents, train them, and it is a guarantee that our agents are among the best in the country. We also provide a conducive working environment, which increases our agents’ productivity.

What Sets Healthcare Solutions Team Agents Above the Rest

As a leading source of insurance information and insurance sales with a countrywide coverage, HST takes its time to train and maintain high ranking insurance agents. Here is what places HST agents on a pedestal:

Our Agents Help Clients Find Customized Policies

The Healthcare Solutions Team understands that insurance as a concept can be challenging to understand for many. When clients do not comprehend what their...


Is Limited Medical Insurance What You’re Looking For?

Shopping for a medical insurance plan can be a daunting and overwhelming process for anyone. And different factors can cause the plan you want to be more expensive and make you ineligible altogether. There are various medical plans designed to meet different needs depending on what you’re looking for. If the reasons you’re considering limited medical insurance plan is among the following, then you’re in luck, keep reading.

  • You’re self-employed
  • You’re between jobs
  • You recently got laid off
  • You frequently travel out of network
  • You missed out open enrollment for an ACA plan
  • You recently lost your health coverage
  • You’re leaving parent’s health insurance

What Is Limited Medical Insurance?

This is supplementary health insurance that helps you cover the out-of-pocket expenses. It pays you fixed benefits that help with everyday medical expenses. Limited medical plans can help you ease the financial burden off you and your family.

How Does Limited...


When planning for the future, many people think of education, promotions, starting a business, or building a family home. Whereas these are all good life goals, they’re not the most valuable investment you can make. Good health is a gift that most take for granted.

Good health is what enables you to achieve all your other goals. This is why the biggest investment you can make is towards your health. Watching your diet, exercising, and getting enough rest are the most reliable ways of safeguarding your health. However, even if you take such measures, there’s still a risk of falling sick or being involved in an accident.

One of the biggest flaws of the US healthcare system is the cost involved. Not unless you have cash reserves available to cater to medical emergencies, the best way to protect yourself and those you love is through insurance. Unfortunately, data from a recent survey suggests that...


Don’t shop from a search engine

If you Google “affordable health insurance,” you’ll see sites that promise instant quotes. Stay away from them. It’s impossible to tell which ones are legit, and you run the risk of getting a call from a telemarketer pushing junk. “Few licensed health insurance companies market to consumers in this way and even fewer sell directly to consumers,” says Mila Kofman, a research professor at the Georgetown University Health Policy Institute and former superintendent of insurance in Maine.

Don’t respond to flyers on telephone poles, faxes, robo-calls, or late-night infomercials

Look up real plans at

On this federal website you can search for all legitimate licensed health plans sold to individuals in your state. But you can’t buy a plan directly from the site. (If you live in Massachusetts, the one state that already mandates health insurance for all residents, you can buy directly from its online health exchange, As of 2014, all states will...